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Spush is a division of Spoynt Limited. Spoynt Limited is a company registered in England with company number 14156599.

Spoynt Limited is authorized and regulated by the Financial Conduct Authority, under the Electronic Money Regulations 2011, the United Kingdom under FRN 903071 as an EMD Agent with rights to distribute or redeem electronic money (e-money) and provide certain payment services on behalf of an e-money institution, Noveba Limited, FRN 900924.

Electronic money issued by the Principal E-money Issuer institution (EMI) is not covered by the Financial Services Compensation Scheme (FSCS).

In order to protect money held in electronic money accounts, it is safeguarded by the issuing organization. Safeguarding means that, by law, all your money has to be kept in accounts that are completely separate from the ones used to run the business. So your money is backed by assets that the e-money issuer holds in separate accounts. These funds are called ‘safeguarded funds’.

Card services on Spush are provided in partnership with Wirex. In the UK, Cards are issued by Wirex Limited, authorised and regulated by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN 902025).

Card funds are held in an account created for you by the Card Issuer, to which only you have access. Spush does not hold or have access to these funds.

You must be at least 18 years old to open, operate and hold a Spush Account and Card.

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